Prepare your
property settlement report.

Record your home equity, savings, debts and belongings after divorce or separation. Review proposals together and export the agreements alongside unresolved items.

Start your property inventory See the sample report

Start on your own. Invite your partner when you’re ready.

US$39 once. Both partners included for 12 months.

Pay once through Stripe before starting your dossier.

equity.me

Property settlement
report

Alex & JamieFictional example
Family homeNot yet agreed
Recorded property value
€420,000.00
Outstanding mortgage
€280,000.00
Recorded home equity
€140,000.00

Allocated to Alex. Alex’s confirmation is still needed.

This €140,000.00 is excluded from the payment below.

Oak dining tableAllocated to Alex · Both confirmed€650.00
Payment for agreed items onlyJamie to Alex
€6,015.00

3 agreed items. Selected split: 50/50. The home and reading chair remain unresolved.

How this partial payment is calculated
Agreed net value
€13,330.00
Alex’s target share
€6,665.00
Already allocated to Alex
€650.00
Difference Jamie pays Alex
€6,015.00
Excerpt from the fictional sample dossier.

Build your shared
asset inventory.

Start your asset inventory for separation with a few belongings. In this example, Jamie can accept the table’s proposed value or suggest a change.

Explore the example dossier
Alex & JamieFictional example
Oak dining tableSix seats. Some wear on the top.
Alex keeps the table€650.00

AlexConfirmed

JamieReview needed

Alex has confirmed €650. Jamie can agree or suggest a change.

You play both roles in this example. Real agreements need two separate accounts. Nothing here is saved.

See the wider sample inventory
Shared belongings and recorded values
AJ
Alex & JamieExample dossier

Your household inventory

Agreed items2 of 3 items
ItemValueStatus
Oak dining tableHousehold belongings€650.00Agreed
City bicycleVehicle€280.00Agreed
Reading chairHousehold belongings€200.00To discuss
Your own notes stay privateEUR
Both partners confirm each agreement.

Every agreed item has both partners’ approval.

A home equity calculation is useful.
Its assumptions
matter just as much.

Compare unequal down payment splits and renovation and sweat equity credits. You choose the proposal; Equity.me does not decide your legal rights.

How a deposit credit changes the equity split

Illustrative equity US$200,000

Split equally

A · $100,000B · $100,000

Return A’s $50,000 deposit, then split the rest

A · $125,000B · $75,000

Selected scenarios, not a decision about legal entitlement.

Calculate a home buyout payment

Enter the property figures below. The house buyout calculator guide explains the methods, and the buyout versus selling comparison sets out the costs of each route.

Calculate a home equity splitHome value, mortgage and your chosen division

Calculate your home equity split

Illustrative figures

Change the example figures. They stay on this page unless you choose to carry a draft into your inventory.

The property

Use the same reference date. Include each loan once. Currency changes labels, not exchange rates.

The proposed split

Partner A keeps the home in this example. Choose the method you want to compare. This is not a finding about ownership.

Costs, selling comparison and borrowing

Costs start at zero, not a market estimate. Never enter one cost in both the equity deduction and refinance fields. The rate is an example, not an offer.

Equity after debts and entered deductionsUS$200,000.00

Choose a percentage to calculate the example split.

A scenario for discussion. It does not confirm legal rights, lender approval or tax treatment.

This keeps a temporary draft in this browser tab while you sign in. You have 30 minutes to import it. Review it before saving. It does not confirm an agreement.

Discuss your property settlement report.

Start the conversation with the picture in front of you. Your PDF keeps agreed items and open proposals separate. Take it to your partner, mediator or lawyer.

Start your property inventory

See one-time dossier pricing or explore the home buyout guides.