Build a household inventory both partners can check
Add everyday belongings by room or category
In the Equity.me property settlement tool, choose a common item, enter how many you have and add an estimate. Six matching chairs can be one record with a total value. Give a valuable, disputed or sentimental object its own entry.
Use a recognisable name, such as “oak dining table, six seats”. For jewellery, electronics, vehicles or collections, add the model, condition and identifying details that distinguish the item.
Check storage units, the garage and belongings held elsewhere, not only the rooms in the home. Mark borrowed, leased or disputed belongings clearly before proposing to divide them. For a financed vehicle or appliance, keep its estimated value distinct from the outstanding loan.
Two estimates, recorded separately. Neither is an agreed value yet.
Choose what each estimate represents
Purchase price, replacement cost and likely resale value answer different questions. Decide which you are comparing and record the date and source. An advertised second-hand price can inform an estimate, but does not prove what an item will sell for.
Each partner can enter a personal valuation. Neither overwrites the other, and both remain separate from the value eventually proposed for agreement.
Record sentimental value without inventing a price
Use the sentimental flag to show that an item matters to you. It does not add a premium to the estimate. Shared comments can explain a preference; private notes are visible only to their author.
If ownership is disputed, state the question in the description. Adding an item to the inventory does not establish that it is jointly owned.
Keep household items separate from property and finances
The inventory overview lists belongings and vehicles. Use Property and finances for home values and mortgages, and for savings, investments and debts. This keeps account balances out of the household list.
Propose who keeps an item
Once an item is recorded, you can propose a value and arrangement for your partner to review. The guide to dividing assets and confirming proposals explains how an entry becomes agreed and enters the financial balance.
If neither person wants an item, discuss a sale and the expected net proceeds rather than assigning it to someone by default. Record who will arrange the sale and collection in the shared discussion. The tool does not advertise the item or receive the buyer’s payment.
For an item someone is keeping, agree the handover details too. A bicycle may need its charger or keys; a dining set may need a collection date. Keep these practical arrangements with the relevant entry.
Household inventory questions
Can I start before inviting my partner?
Yes. Create the inventory and add entries on your own. Send an invitation when you are ready for the other person to review them.
Should I group an entire room into one entry?
Group items only when one total value and arrangement will work for the whole group. Keep separate anything you may divide differently.
Do I need a photograph of every item?
No. Add a photo when it helps identify the item or show its condition. You can upload it after creating the entry.
Where do watches and jewellery go?
The add-item flow has a separate watches and jewellery category. Record high-value pieces individually so each can have its own estimate and proposal.
Can I remove an item added by mistake?
Yes. Deletion requires confirmation and no remaining partner approvals. The deletion stays in the dossier’s shared activity history.