Privacy and your financial information

Equity.me is operated by Wayfaring B.V., Eenhoornstraat 5, 2271 GL Voorburg, Netherlands. Dutch Chamber of Commerce (KvK) registration: 89696441.

You can send a privacy request to help@equity.me or to Wayfaring B.V. at this postal address, marked “Equity.me privacy”. Include enough information to identify your account and request, but do not send passwords or unnecessary financial documents.

The calculator runs within the page. Choosing to carry a scenario into an inventory stores the inputs in session storage for the current browser tab. You can import that draft for 30 minutes. Saving or discarding it removes the temporary copy; an expired draft is rejected and removed when opened.

Unless you choose the optional research submission, calculator inputs are not sent to the research database. After sign-in, creating the inventory sends the reviewed figures to the application as unconfirmed records. Financial amounts are not put in the page URL.

Saved dossiers contain entries, estimates, proposals, confirmations, comments, costs, photos, supporting PDFs and shared activity history. Members can access their dossier’s shared records.

Private notes are stored separately and returned only to their author. They are excluded from the shared PDF and CSV. Invitation links are bound to an email address and expire after seven days.

ChatGPT sign-in supplies a site-specific identifier, email address and display name. Optional profile answers can include organisation, role, location, referral source, stage, priorities, timeframe, language, professional caseload, feedback, age range and gender. They are private to the account owner.

Product news consent is optional and off by default. It can be withdrawn on the account page. No marketing email delivery service is connected.

Calculators offer a separate, optional research choice. When you contribute, the browser converts values into broad ranges before sending them. We store independent counts by currency, calculator type, metric and range, not raw amounts, a full scenario, an account identifier or a browsing history. Submitting is voluntary and is not required to use a calculator or buy a dossier.

Report statistics require both partners to approve the same dossier version. We group category totals, property values, mortgage balances, debts, paid costs, agreement counts and the proposed share. Names, item descriptions, comments, private notes, documents and exact figures are excluded. We keep approval and one-submission controls with the dossier; these controls are deleted with it. Test dossiers are excluded.

Grouped counts may be retained indefinitely and used to prepare future articles. They cannot be removed individually after submission. Before submission, a partner can withdraw their approval. This does not change deletion rights for the separate account and dossier records. Research summaries hide cells with fewer than 20 contributions. Contributions are self-selected, and calculator scenarios may be hypothetical or repeated; they do not represent all separating couples. Hosting providers still process ordinary request metadata to deliver and protect the site.

At checkout, we send Stripe your checkout email and a purchase reference. Card details are entered on Stripe’s hosted checkout, not in the dossier. Equity.me stores payment references, purchase status, the terms version and access dates to grant access and handle support. Dossier values, private notes and attachments are not sent to Stripe.

Dossier deletion does not delete payment records. Contact help@equity.me for a request concerning billing information; payment-record retention requirements are still being documented.

The application has no advertising trackers, mortgage lead form or broker referral integration. It does not sell financial information or email addresses as leads. Hosting and authentication providers process information required to deliver the service.

Structured records use the hosting database, and uploads use its file storage. Provider retention and backup arrangements still need to be documented.

The account page offers profile export and deletion. Before deleting account data, delete dossiers you own or leave those owned by someone else. Leaving removes your access and private notes; shared contributions can remain for the other participants, and partner confirmations are cleared for review.

A dossier’s creator can delete it and its uploaded files. Deletion cannot recall copies already exported by participants and does not establish the hosting provider’s backup retention period. For questions about these controls, use the Equity.me support.

Where the GDPR applies, you may request access to your personal data, correction or deletion, and, where applicable, restriction, portability or object to processing. These rights have conditions and exceptions. Optional product-news consent can be withdrawn in your account without affecting the lawfulness of earlier processing.

You may lodge a complaint with the Dutch Autoriteit Persoonsgegevens or another competent data protection authority. The account controls are not the only way to make a request; you can also write to Wayfaring B.V. at the address above.

The detailed legal bases for processing, provider and international-transfer arrangements, and retention periods are still being finalised. The deletion controls described above do not establish when all hosting-provider backups are erased. This notice does not claim that these launch requirements have already been satisfied.